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Home Dental Care Tips

Regular home dental cleaning and hygiene are an important part of maintaining a healthy smile. Brushing and flossing help control the plaque and bacteria that cause dental disease. Plaque is a film of food debris, bacteria, and saliva that sticks to the teeth and gums. The bacteria in plaque convert certain food particles into acids …

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Capitation or HMO Dental Plans

Capitation plans are another form of managed care. They are also called a Dental Health Maintenance Organization or HMO. Participating dentists are paid a set amount for each person enrolled in the plan, rather than for actual treatment provided and whether they visit the dentist or not. Unfortunately, this type of plan encourages a “significant …

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Indemnity or UCR Dental Insurance

Indemnity or UCR plans are the most common insurance programs. The initials UCR stands for Usual, Customary and Reasonable. In these programs you may find a dentist of your choice and the dentist is paid on a traditional “fee for service” basis. Monthly premiums are paid to the insurance company by employers. Indemnity plans often …

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